Our products and services are designed to help you take control of your finances. Likewise, our deposit rates are very competitively priced to help you save and meet your personal financial goals.
| Savings Accounts | ||||
| Effective Date: Monday, August 3, 2026 | ||||
| Account Type | Minimum to open the account | Minimum to Earn APY | Interest Rate | APY* |
| Membership Savings (Main Share) | $5.00 | $5.00 | 0.10% | 0.10% |
| Savings (Share Savings) | $5.00 | $0.00 | 0.10% | 0.10% |
| Holiday Club | $5.00 | $0.00 | 0.20% | 0.20% |
| Vacation Club | $5.00 | $0.00 | 0.20% | 0.20% |
| Back to School Club | $5.00 | $0.00 | 0.20% | 0.20% |
| IRA Share Savings | $5.00 | $0.00 | 0.10% | 0.10% |
| APY - Annual Percentage Yield assumes that all funds, including dividends, remain on deposit for 365 days. Fees may reduce earnings. Rates subject to change daily and may change after the account is opened. Accounts are insured by NCUA up to $250,000.Shares and Deposits in excess of NCUA limits are fully insured by MSIC. | ||||
| High Yield Savings | ||||
| Effective Date: Monday, August 3rd, 2026 | ||||
| Name | Minimum To Open the Account | Minimum to Earn APY | Interest Rate | APY* |
| BridgeBuilder (available for funds not currently held in a BrightBridge Credit Union account) |
$5,000.00 | $0.00 | 3.25% | 3.30% |
| High Yield Savings | $10,000.00 | $0.00 - $49,999.99 | 1.98% | 2.00% |
| $50,000 and above | 2.81% | 2.85% | ||
*APY – Annual Percentage Yield assumes that all funds, including dividends, remain on deposit for 365 days. Rates subject to change after the account is opened. Accounts are insured by NCUA up to $250,000. Shares and Deposits in excess of NCUA limits are fully insured by MSIC. Fees may reduce earnings. | ||||
| Checking (Share Draft) | ||||
| Effective Date: Monday, August 3rd, 2026 | ||||
| Account Type | Minimum Deposit | Minimum to Earn APY | Interest Rate | APY* |
| Basic Checking | $25.00 | 0.00% | 0.00% | |
| Kasasa Cash Back (Free Checking) | $25.00 | 0.00% | 0.00% | |
| Kasasa Cash (High Interest Checking) | $25.00 | Up to but not exceeding $10,000 (if qualifications are met) | 1.98% | 2.00% |
| Above $10,000 (if qualifications are met) | 0.20% | 2.00% - 0.20% | ||
| (if qualifications are not met) | 0.02% | 0.02% | ||
APY - Annual Percentage Yield assumes that all funds, including dividends, remain on deposit for 365 days. Fees may reduce earnings. Rates subject to change daily and may change after the account is opened. Accounts are insured by NCUA up to $250,000. Shares and Deposits in excess of NCUA limits are fully insured by MSIC. For all Kasasa® accounts, you may qualify for monthly rewards if you meet the applicable minimum qualification requirements for monthly qualification cycle. To meet the minimum qualification requirements, you must: a) make 12 debit card point of sales purchases that post and settle your account; b) have one automatic payment, direct deposit, or online bill payment post and settle your account; 3) be enrolled to receive e-statements. The monthly qualification cycle is defined as the last calendar day of the previous month through the second to last calendar day of the current month. Account transactions may take one or more business days from the date the transaction was made to post and settle to the account. All transactions must post and settle during the monthly qualification cycle in order to qualify for the account's reward. | ||||
| Kasasa Saver | |||
| Effective Date: Monday, August 3rd, 2026 | |||
| Minimum to open the account | Minimum to Earn APY | Interest Rate | APY* |
| $5.00 | Up to but not exceeding $25,000 (if qualifications are met) | 1.00% | 1.00% |
| Above $25,000 (if qualifications are met) | 0.20% | 1.00% - 0.20% | |
| (if qualifications are not met) | 0.02% | 0.02% | |
APY - Annual Percentage Yield assumes that all funds, including dividends, remain on deposit for 365 days. Fees may reduce earnings. Rates subject to change daily and may change after the account is opened. Accounts are insured by NCUA up to $250,000.Shares and Deposits in excess of NCUA limits are fully insured by MSIC. For all Kasasa® accounts, you may qualify for monthly rewards if you meet the applicable minimum qualification requirements for monthly qualification cycle. To meet the minimum qualification requirements, you must: a) make 12 debit card point of sales purchases that post and settle your account; b) have one automatic payment, direct deposit, or online bill payment post and settle your account; 3) be enrolled to receive e-statements. The monthly qualification cycle is defined as the last calendar day of the previous month through the second to last calendar day of the current month. Account transactions may take one or more business days from the date the transaction was made to post and settle to the account. All transactions must post and settle during the monthly qualification cycle in order to qualify for the account's reward. | |||
| Money Market Accounts | |||
| Effective Date: Monday, August 3rd, 2026 | |||
| Minimum to open the account | Minimum to Earn APY | Interest Rate | APY* |
| $25.00 | $0.00-$2,499.99 | 0.25% | 0.25% |
| $2,500-$24,999.99 | 0.25% | 0.25% | |
| $25,000-$49,999.99 | 0.50% | 0.50% | |
| $50,000-$99,999.99 | 0.75% | 0.75% | |
| $100,000-$249,999.99 | 1.00% | 1.00% | |
| $250,000-$999,999.99 | 1.49% | 1.50% | |
| $1,000,000+ | 3.35% | 3.40% | |
| APY - Annual Percentage Yield assumes that all funds, including dividends, remain on deposit for 365 days. The minimum balance to avoid a service fee is $2,500.00. Fees may reduce earnings. Rates subject to change daily and may change after the account is opened. Accounts are insured by NCUA up to $250,000. Shares and Deposits in excess of NCUA limits are fully insured by MSIC. | |||
| Certificate Accounts | |||
| Effective Date: Monday, August 3rd, 2026 | |||
| Term | Minimum Deposit to OPEN and to EARN APY | Interest Rate | APY* |
| 3 Month | $500.00 | 3.49% | 3.55% |
| 3 Month Premium | $50,000.00 | 3.59% | 3.65% |
| 5 Month (Non-IRA certificates only) | $250.00 | 3.49% | 3.55% |
| 6 Month | $500.00 | 3.49% | 3.55% |
| 6 Month Premium | $50,000.00 | 3.59% | 3.65% |
| 9 Month | $500.00 | 3.49% | 3.55% |
| 12 Month | $500.00 | 3.30% | 3.35% |
| 12 Month Premium | $50,000.00 | 3.40% | 3.45% |
| 18 Month | $500.00 | 3.20% | 3.25% |
| 18 Month Premium | $50,000.00 | 3.30% | 3.35% |
| 24 Month | $500.00 | 1.98% | 2.00% |
| 24 Month Premium | $50,000.00 | 2.08% | 2.10% |
| 36 Month | $500.00 | 1.05% | 1.05% |
| 36 Month Premium | $50,000.00 | 1.14% | 1.15% |
| 48 Month | $500.00 | 0.85% | 0.85% |
| 48 Month Premium | $50,000.00 | 0.95% | 0.95% |
| 60 Month | $500.00 | 0.90% | 0.90% |
| 60 Month Premium | $50,000.00 | 1.00% | 1.00% |
| APY - Annual Percentage Yield assumes that all funds, including dividends, remain on deposit for 365 days. You will be subject to a penalty for early withdrawal. Fees may reduce earnings. Accounts are insured by NCUA up to $250,000. Shares and Deposits in excess of NCUA limits are fully insured by MSIC. | |||
| Business Accounts | ||||
| Name | Minimum to open the account | Minimum to Earn APY | Interest Rate | APY* |
| Business Main Share Savings | $5.00 | $0.00 | 0.10% | 0.10% |
| Business 300 Checking | $25.00 | $0.00 | 0.00% | 0.00% |
| Business Value Checking | $25.00 | $0.00 | 0.00% | 0.00% |
| Business Money Market | $25.00 | $0.00 - $2,499.99 | 0.25% | 0.25% |
| $2,500 - $24,999.99 | 0.25% | 0.25% | ||
| $25,000 - $49,999.99 | 0.50% | 0.50% | ||
| $50,000 - $99,999.99 | 0.75% | 0.75% | ||
| $100,000 - $249,999.99 | 1.00% | 1.00% | ||
| $250,000 - $999,999.99 | 1.49% | 1.50% | ||
| $1,000,000+ | 3.35% | 3.40% | ||
| APY - Annual Percentage Yield assumes that all funds, including dividends, remain on deposit for 365 days. Fees may reduce earnings. Rates subject to change daily and may change after the account is opened. Accounts are insured by NCUA up to $250,000. Shares and Deposits in excess of NCUA limits are fully insured by MSIC. | ||||
| Accounts Not Currently Offered but Still Active | |||
| Effective Date: Monday, August 3rd, 2026 | |||
| Account Type | Minimum to Earn APY | Interest Rate | APY* |
| Passbook | $0.00 | 0.10% | 0.10% |
| Premium Savings | $0.00 | 0.15% | 0.15% |
| Interest Checking | $0 - $4,999.99 | 0.02% | 0.02% |
| Over $5,000 | 0.05% | 0.05% | |
| APY - Annual Percentage Yield assumes that all funds, including dividends, remain on deposit for 365 days. Fees may reduce earnings. Rates subject to change daily and may change after the account is opened. Accounts are insured by NCUA up to $250,000.Shares and Deposits in excess of NCUA limits are fully insured by MSIC. | |||
