Get 0.50% Off Your Loan Rate just for using Direct Deposit!
- Receive a 0.50% interest rate reduction on your new Unsecured, Peace of Mind or Smart Choice Personal Loan when you set up a recurring direct deposit of $1,000 or more per month into any deposit account.*
- Perfect for Debt Consolidation! Ask us for details.
Apply for a Personal Loan
*Loan rates and terms may vary and are subject to application creditworthiness. Newly established direct deposit relationships must be initiated within 45 days of loan closing. If the direct deposit is not established or is discontinued, the interest rate will increase by 0.50%. Direct deposit includes deposits from employer payroll, government benefits, retirement payments or pensions. Offer valid on closed end fixed rate unsecured products originated on or after August 1, 2025. Not applicable to Line of credit, revolving or credit products. Promotional discount offering may be withdrawn at any time.
