
*Loan rates and terms may vary and are subject to application creditworthiness. Newly established direct deposit relationships must be initiated within 45 days of loan closing. If the direct deposit is not established or is discontinued, the interest rate will increase by 0.50%. Direct deposit includes deposits from employer payroll, government benefits, retirement payments or pensions. Offer valid on closed end fixed rate unsecured products originated on or after August 1, 2025. Not applicable to Line of credit, revolving or credit products. Promotional discount offering may be withdrawn at any time.