Our products and services are designed to help you take control of your finances. Likewise, our CD rates are very competitively priced to help you save and meet your personal financial goals.
| Certificate Accounts | |||
| Effective Date: Saturday, August 15th, 2026 | |||
| Term | Minimum Deposit to OPEN and to EARN APY | Interest Rate | APY* |
| 3 Month | $500.00 | 3.49% | 3.55% |
| 3 Month Premium | $50,000.00 | 3.59% | 3.65% |
| 5 Month (Non-IRA certificates only) | $250.00 | 3.49% | 3.55% |
| 6 Month | $500.00 | 3.49% | 3.55% |
| 6 Month Premium | $50,000.00 | 3.59% | 3.65% |
| 9 Month | $500.00 | 3.49% | 3.55% |
| 12 Month | $500.00 | 3.30% | 3.35% |
| 12 Month Premium | $50,000.00 | 3.40% | 3.45% |
| 18 Month | $500.00 | 3.20% | 3.25% |
| 18 Month Premium | $50,000.00 | 3.30% | 3.35% |
| 24 Month | $500.00 | 1.98% | 2.00% |
| 24 Month Premium | $50,000.00 | 2.08% | 2.10% |
| 36 Month | $500.00 | 1.05% | 1.05% |
| 36 Month Premium | $50,000.00 | 1.14% | 1.15% |
| 48 Month | $500.00 | 0.85% | 0.85% |
| 48 Month Premium | $50,000.00 | 0.95% | 0.95% |
| 60 Month | $500.00 | 0.90% | 0.90% |
| 60 Month Premium | $50,000.00 | 1.00% | 1.00% |
| APY - Annual Percentage Yield assumes that all funds, including dividends, remain on deposit for 365 days. You will be subject to a penalty for early withdrawal. Fees may reduce earnings. Accounts are insured by NCUA up to $250,000. Shares and Deposits in excess of NCUA limits are fully insured by MSIC. | |||
