Our products and services are designed to help you take control of your finances. Likewise, our deposit rates are very competitively priced to help you save and meet your personal financial goals.
| Kasasa Saver | |||
| Effective Date: Friday, October 2nd, 2026 | |||
| Minimum to open the account | Minimum to Earn APY | Interest Rate | APY* |
| $5.00 | Up to but not exceeding $25,000 (if qualifications are met) | 1.00% | 1.00% |
| Above $25,000 (if qualifications are met) | 0.20% | 1.00% - 0.20% | |
| (if qualifications are not met) | 0.02% | 0.02% | |
APY - Annual Percentage Yield assumes that all funds, including dividends, remain on deposit for 365 days. Fees may reduce earnings. Rates subject to change daily and may change after the account is opened. Accounts are insured by NCUA up to $250,000.Shares and Deposits in excess of NCUA limits are fully insured by MSIC. Kasasa Saver® doesn't have its own qualification requirements. It earns its dividend rate for any monthly qualification cycle in which its linked Kasasa Cash® or Kasasa Cash Back® account meets that account's minimum qualification requirements: a) 12 debit card point-of-sale purchases posted and settled; b) at least one automatic payment, direct deposit, or online bill payment posted and settled; and c) enrollment in e-statements, all within the same monthly qualification cycle (the last calendar day of the previous month through the second-to-last calendar day of the current month). Transactions can take one or more business days to post and settle, so activity must land within the cycle to count. | |||
