APY - Annual Percentage Yield assumes that all funds, including dividends, remain on deposit for 365 days. Fees may reduce earnings. Rates subject to change daily and may change after the account is opened. Accounts are insured by NCUA up to $250,000.Shares and Deposits in excess of NCUA limits are fully insured by MSIC.

For all Kasasa® accounts, you may qualify for monthly rewards if you meet the applicable minimum qualification requirements for monthly qualification cycle. To meet the minimum qualification requirements, you must: a) make 12 debit card point of sales purchases that post and settle your account; b) have one automatic payment, direct deposit, or online bill payment post and settle your account; 3) be enrolled to receive e-statements. The monthly qualification cycle is defined as the last calendar day of the previous month through the second to last calendar day of the current month. Account transactions may take one or more business days from the date the transaction was made to post and settle to the account. All transactions must post and settle during the monthly qualification cycle in order to qualify for the account's reward.