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credit union, saving, groceries, grocery, shopping, budget
Home / News & Financial Education / credit union, saving, groceries, grocery, shopping, budget
How to Save Money on GroceriesBy Raquel Tolman on 9/30/2025

How to Save Money on Groceries

Grocery costs have been climbing and many of us are feeling it at the checkout line. According to the Consumer Price Index*, prices rose by nearly 3% over the past year. If your weekly food bill feels heavier than it used to, you’re not alone. The good news is that a few simple habits can help you stretch your grocery budget further.

Plan Ahead

One of the easiest ways to cut costs is by planning meals in advance. A few minutes of preparation can save both money and stress. Start by checking your fridge and pantry to see what you already have, then build your weekly meals around those items. This not only reduces waste but also helps you avoid buying things you don’t need.


Shop with a List

Once you have your meal plan, write out a shopping list and then stick to it. Impulse buys are one of the fastest ways to overspend. I’ve found that shopping with a list not only helps me stay on budget but also cuts down on those “why did I buy this?” moments when I unpack the bags at home.


Make the Most of Leftovers


Cooking a little extra can actually save you money. Leftovers may not be the most exciting option, but they make for quick, cost-effective meals. Try planning dishes that are easy to repurpose, like using taco meat for nachos the next day or turning roast chicken into soup.


Build a Routine


Consistency makes saving easier. Choose a day each week, such as Saturday or Sunday, to plan meals and create your list. Once this becomes part of your routine, you’ll find it easier to stick to your budget and avoid those last-minute, expensive grocery runs.

Take Control of Your Budget


Small changes in your grocery routine can add up—and keeping track of your spending is easier with the right tools. Check out our online and mobile banking features to see your transactions, set up spending alerts, and make your budget work for you.

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