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Home / News & Financial Education / Smart Money Moves for College Students
Smart Money Moves for College StudentsBy Raquel Tolman on 8/25/2025

Smart Money Moves for College Students

Starting college is exciting, but it also brings new responsibilities, especially when it comes to managing money. Between housing, food, books and social plans, expenses can pile up quickly if you’re not careful.

Whether you’re living on campus or commuting, building smart habits now can help you stay on top of your finances all semester long. Here are a few tips to make your money go further while you’re in school.

Make Your Meal Plan Work for You

Meal plans aren’t one-size-fits-all. Before choosing one, think about how often you’ll eat on campus and what kind of meals you prefer. Will you cook sometimes? Grab takeout with friends? Or rely mostly on the dining hall?

Choose the plan that fits your routine and appetite, not just the one with the fanciest name. Check whether the plan is a full-year commitment or if it can be adjusted each semester. A little planning upfront can help you avoid overpaying for meals you don’t end up eating.

Save on Textbooks

Textbooks can get expensive fast, but there are plenty of ways to save. Look into renting, buying used or purchasing digital versions if available. Before heading to the campus bookstore, compare prices online because you might find the same book for less through a trusted retailer. While pursuing my bachelor’s degree, I saved a lot by renting and using e-books when they were available. A little research ahead of time can make a big difference for your budget each semester.

Take Advantage of Student Discounts

One of the best things about being a student is the discounts. Tons of places—both online and local—offer reduced pricing on subscriptions, services, software and entertainment if you have a valid student ID or .edu email address.

Spotify, Amazon, Apple, Adobe and even some clothing stores offer student pricing. I always recommend checking UniDays or Student Beans for deals before buying anything. It’s worth the extra time, because the money saved can be put towards bigger expenses like student loan payments or your spring break fund. 

Stay in Control with Smart Tools

Managing your money in college doesn’t have to be complicated. Opening a debit or credit card with BridhgBridge gives you access to powerful card management tools designed to help you stay on top of your spending. With 24/7 features like tracking purchases, setting spending limits, activating a new card, updating your PIN or even reporting a lost card, you’ll have the flexibility and control you need right at your fingertips.

Start smart with a student card today!

 

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Category: Budgeting & Debt Reduction



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