Spring has sprung and that means it’s time to review your finances! There’s really no bad time to do a money check-up, but why not tack it on to your regular spring cleaning routine? Here are some steps to take to make sure your finances are in order.
Start by looking at your current budget. Does it still make sense for your life right now? Maybe your expenses have changed, or you’ve picked up a new goal you want to prioritize. Go line by line and look for areas to trim or adjust. For me, that means budgeting extra each month to put toward my college payments. Small changes can free up money for the things that matter most to you.
We all tend to hold onto receipts, statements and tax-related paperwork “just in case,” but it’s important to periodically clear out what you don’t need. Keep receipts for a month or two unless they’re for major purchases or warranties. Financial statements like credit card bills and utility bills can be tossed after a year, and tax documents should be kept for at least seven years. For long-term storage, keep documents related to property, insurance and major purchases if you own the asset. And for anything that contains personal information, always shred it to protect your privacy. Stay tuned for upcoming Shred Days at a BrightBridge branch!
It’s easy to forget about subscriptions, but they can quickly drain your budget. Take a moment to go through your monthly payments and cancel any services you’re no longer using. A little cleanup now can free up cash for your priorities. I recently found that I was paying for Amazon Music for well over a year, a service I don’t even use! Go through your statements and see what you can cut – it’s a simple way to keep more of your money where it matters.
Saving isn’t always easy, but building the habit – especially with small, consistent amounts – really adds up. Whether you’re putting money aside for a vacation, a new car or just future you, it feels good to know you’re working toward something meaningful. An easy first step? Automate your savings by splitting your direct deposit between checking and savings. Click here to explore options that can help you reach your goals, big or small.
Spring is the perfect time to tidy up your finances. By reviewing your budget, cleaning out old documents, decluttering subscriptions and prioritizing savings, you’ll clear the clutter and make room for what matters most!
Category: Budgeting & Debt Reduction
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Spring has sprung and that means it’s time to review your finances! There’s really no bad time to do a money check-up, but why not tack it on to your regular spring cleaning routine? Here are some steps to take to make sure your finances are in order.
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Summer is right around the corner! Before you know it, you’ll be running through sprinklers and complaining about the humidity. You may also be taking a vacation. That means the time is now to figure out ways to make the trip more affordable. Here are some ways to save on summer vacation: