Yes, you can maintain both types of IRAs at the same time. You can even make contributions to both types of IRAs in the same year. But your contributions to both Roth and traditional IRAs cannot exceed the maximum contribution limit for all IRAs.

We can help you start saving for retirement today. We currently offer the following IRA options:

• Traditional IRAs
• Roth IRAs
• Education IRA

Individual Retirement Accounts are an important part of planning for your future financial well being. These types of accounts offer tax advantages and there are two primary categories of IRAs: Traditional and Roth.

Traditional IRAs boast tax-deductible contributions–taxes are not paid on deposits until you begin to make withdrawals, so the investments grow tax-deferred. On the other hand, contributions to a Roth IRA are not tax-deductible, so as a result, they are tax-free upon distribution. Your earnings in these types of accounts also grow tax-deferred, so income taxes on the investment earnings are not paid until withdrawals are made.

To open an IRA account or for more information, please call a member service representative at 800.356.0067.

There are limits on the amount of income you can make during a given year and the limits change from year to year. Please visit the IRS website for details.

We can help you start saving for retirement today. We currently offer the following IRA options:

• Traditional IRAs
• Roth IRAs
• Education IRAs

Individual Retirement Accounts are an important part of planning for your future financial well being. These types of accounts offer tax advantages and there are two primary categories of IRAs: Traditional and Roth.

Traditional IRAs boast tax-deductible contributions–taxes are not paid on deposits until you begin to make withdrawals, so the investments grow tax-deferred. On the other hand, contributions to a Roth IRA are not tax-deductible, so as a result they are tax-free upon distribution. Your earnings in these types of accounts also grow tax-deferred, so income taxes on the investment earnings are not paid until withdrawals are made.

To open an IRA account or for more information, please call a member service representative at 800.356.0067.

Check with your former employer to verify that your 401(k) can be rolled over to an IRA. If it can be, one of our member service representatives can assist you at any of our locations. You will need to bring your most recent 401(k) statement with you.

We can help you start saving for retirement today. We currently offer the following IRA options:

• Traditional IRAs
• Roth IRAs
• Education IRAs

Individual Retirement Accounts are an important part of planning for your future financial well being. These types of accounts offer tax advantages and there are two primary categories of IRAs: Traditional and Roth.

Traditional IRAs boast tax-deductible contributions–taxes are not paid on deposits until you begin to make withdrawals, so the investments grow tax-deferred. On the other hand, contributions to a Roth IRA are not tax-deductible, so as a result they are tax-free upon distribution. Your earnings in these types of accounts also grow tax-deferred, so income taxes on the investment earnings are not paid until withdrawals are made.

To open an IRA account or for more information, please call a member service representative at 800-356-0067.

IRAs are considered Payable on Death accounts. Your beneficiaries will be notified and funds will be distributed accordingly. At any time, the IRA owner may submit a form to update, add, or remove the beneficiaries listed on the account.

Did you know you can maintain a Traditional and Roth IRA simultaneously?

You can even make contributions to both types of IRAs in the same year. However, your contributions to both Roth and traditional IRAs cannot exceed the maximum contribution limit for all IRAs.

A Roth IRA is an individual retirement account created by the Taxpayer Relief Act of 1997. Roth IRA accounts are traditionally used as retirement savings accounts. They allow limited contributions to be made throughout the tax year and can be withdrawn within 5 years after establishing the account, provided you are aged 59 1/2 or older.

To open your Roth IRA account or for more information, please call a member service representative at 800.356.0067.

A Roth IRA is an individual retirement account created by the Taxpayer Relief Act of 1997. Roth IRA accounts are traditionally used as retirement savings accounts. They allow limited contributions to be made throughout the tax year and can be withdrawn within 5 years after establishing the account provided you are aged 59 1/2 or older.

We can help you start saving for retirement today. We currently offer the following IRA options:

• Traditional IRAs
• Roth IRAs
• Education IRAs

Individual Retirement Accounts are an important part of planning for your future financial well being. These types of accounts offer tax advantages and there are two primary categories of IRAs: Traditional and Roth.

Traditional IRAs boast tax-deductible contributions–taxes are not paid on deposits until you begin to make withdrawals, so the investments grow tax-deferred. On the other hand, contributions to a Roth IRA are not tax-deductible, so as a result they are tax-free upon distribution. Your earnings in these types of accounts also grow tax-deferred, so income taxes on the investment earnings are not paid until withdrawals are made.

To open an IRA account or for more information, please call a member service representative at 800.356.0067.

IRA stands for Individual Retirement Account. These accounts offer tax-deferred or tax-free contributions to allow you to save for your retirement.

We can help you start saving for retirement today. We currently offer the following IRA options:

• Traditional IRAs
• Roth IRAs
• Education IRAs

Individual Retirement Accounts are an important part of planning for your future financial well being. These types of accounts offer tax advantages and there are two primary categories of IRAs: Traditional and Roth.

Traditional IRAs boast tax-deductible contributions–taxes are not paid on deposits until you begin to make withdrawals, so the investments grow tax-deferred. On the other hand, contributions to a Roth IRA are not tax-deductible, so as a result they are tax-free upon distribution. Your earnings in these types of accounts also grow tax-deferred, so income taxes on the investment earnings are not paid until withdrawals are made.

To open an IRA account or for more information, please call a member service representative at 800.356.0067.

We can help you start saving for retirement today. We currently offer the following IRA options:

• Traditional IRAs
• Roth IRAs
• Education IRAs

Individual Retirement Accounts are an important part of planning for your future financial well being. These types of accounts offer tax advantages and there are two primary categories of IRAs: Traditional and Roth.

Traditional IRAs boast tax-deductible contributions – taxes are not paid on deposits until you begin to make withdrawals, so the investments grow tax-deferred. On the other hand, contributions to a Roth IRA are not tax-deductible, so as a result they are tax-free upon distribution. Your earnings in these types of accounts also grow tax-deferred, so income taxes on the investment earnings are not paid until withdrawals are made.

To open an IRA account or for more information, please call a member service representative at 800.356.0067.

Your eligibility to contribute to a Roth IRA is based on your income level. The income must be derived from actual work efforts and compensation in the form of wages, tips, salaries, bonuses and professional fees.

We can help you start saving for retirement today. We currently offer the following IRA options:

• Traditional IRAs
• Roth IRAs
• Education IRAs

Individual Retirement Accounts are an important part of planning for your future financial well being. These types of accounts offer tax advantages and there are two primary categories of IRAs: Traditional and Roth.

Traditional IRAs boast tax-deductible contributions–taxes are not paid on deposits until you begin to make withdrawals, so the investments grow tax-deferred. On the other hand, contributions to a Roth IRA are not tax-deductible, so as a result they are tax-free upon distribution. Your earnings in these types of accounts also grow tax-deferred, so income taxes on the investment earnings are not paid until withdrawals are made.

To open an IRA account or for more information, please call a member service representative at 800.356.0067.

Yes, you will earn interest on the funds that are on deposit at the Credit Union in your Roth IRA.

We can help you start saving for retirement today. We currently offer the following IRA options:

• Traditional IRAs
• Roth IRAs
• Education IRAs

Individual Retirement Accounts are an important part of planning for your future financial well being. These types of accounts offer tax advantages and there are two primary categories of IRAs: Traditional and Roth.

Traditional IRAs boast tax-deductible contributions–taxes are not paid on deposits until you begin to make withdrawals, so the investments grow tax-deferred. On the other hand, contributions to a Roth IRA are not tax-deductible, so as a result they are tax-free upon distribution. Your earnings in these types of accounts also grow tax-deferred, so income taxes on the investment earnings are not paid until withdrawals are made.

To open an IRA account or for more information, please call a member service representative at 800.356.0067.

No. The amount you contribute to your 401(k) or other employer-sponsored plans will not be affected by your Roth IRA.

We can help you start saving for retirement today. We currently offer the following IRA options:

• Traditional IRAs
• Roth IRAs
• Education IRAs

Individual Retirement Accounts are an important part of planning for your future financial well being. These types of accounts offer tax advantages and there are two primary categories of IRAs: Traditional and Roth.

Traditional IRAs boast tax-deductible contributions–taxes are not paid on deposits until you begin to make withdrawals, so the investments grow tax-deferred. On the other hand, contributions to a Roth IRA are not tax-deductible, so as a result they are tax-free upon distribution. Your earnings in these types of accounts also grow tax-deferred, so income taxes on the investment earnings are not paid until withdrawals are made.

To open an IRA account or for more information, please call a member service representative at 800.356.0067.