Interest rates on Share Certificates vary and are based on the term of the certificate and on the opening balance of the certificate. Find our current Deposit Rates for our competitive certificate (CD) rates. Learn more about our CDs.

Ready to open your certificate? Open your account today!

Not what you're looking for?

We offer several other savings account options with competitive rates:

• Main Share Savings
• Premium Savings
• Savings Club
• Money Market

Click here to learn about account benefits and apply today.

A Certificate of Deposit (CD) is a savings certificate entitling the bearer to receive interest. A CD bears a maturity date, a specified fixed interest rate and can be issued in any denomination.

When you open a CD, your money is on deposit for a specific time period. For agreeing to keep it on deposit for a specified time period, you earn more than you would in a regular savings account. If you cash it in before its maturity date, you pay a penalty.

Check out our current Deposit Rates for our competitive certificate (CD) rates of return.

Not a member yet?

Joining is easy! You can open an account with as little as $5. First determine whether you’re eligible for membership and then open your account today!